Business Loans & Lending

You can ask for business loans anywhere, but before you do, ask yourself this: Does your lender really care about your business?

Peoples Trust Company has been part of Vermont—and your community—for more than a century. We’re invested in your success because we know that local businesses like yours, regardless of size, are the lifeblood of our state’s economy.

We are proud to offer competitive rates, friendly local service, and all the support and resources you need for your business to flourish.

Meet Our Lenders

Small Business Express Loans

No collateral? No Problem!
Swift 60- Get your loan approved in 1 hour**

Features

1 hour approval**
Quick and Easy application process
Borrow from $5,000 to $50,000
Terms up to 84 months
7.75% Unsecured*

Contact a Lender Online Inquiry

* Subject to credit approval. Terms and conditions apply. Check with Peoples Trust Company Lenders for eligibility requirements.
** 1-hour credit decisions begin when applicant has submitted a complete application with all supporting documentation while meeting with Peoples Trust Company Lenders at the agreed upon meeting time and location.

Commercial Real Estate Loans

Whether you're an individual renting apartments or a corporation buying a new location, speak to one of our expert lenders.

Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).

Features

Investment Properties
Commercial Real Estate
Complimentary Business Consulting

Apply Online Online Inquiry

Commercial Construction Loans

Peoples Trust Company has been providing commercial construction financing for over 100 years. That experience has no substitute. Speak to one of our expert lenders today. Speak to one of our expert lenders and find out how we can help.

Features

Multi-family properties, investment properties, including commercial spaces
Flexible draw requests - no minimum amounts*
Experienced and knowledgeable loan officers to guide you through the process, seamlessly
All our loans are processed, originated, and serviced here in Vermont
General Contractor may not be required

Apply Online

* Unlimited draws are up to an approved amount.

Commercial Lending

Looking to start your own business or buy an existing one? What about refinancing your existing business loan(s) to save money or to complete a project? Speak to one of our expert lenders and discover the options we have available for you to help you meet your goals.

Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).

Features

Competitive interest rates
Competitive fees
Flexible repayment options

Apply Online Online Inquiry

Business Lines of Credit

A Commercial Line of Credit could help to support your business needs; whether you're dealing with vendors or inventory management, we may have a solution to fit your individual needs. To find out more, speak to one of our expert lenders today.

Features

Low interest rates
Quick turn-around
Flexible options

Online Inquiry

Business Equipment & Vehicle Loans

Are you looking to purchase machinery, vehicles, agricultural equipment, or other business equipment? Contact one of our expert lenders today and see how we can help.

Apply Online Online Inquiry

Commercial Lenders

At Peoples Trust Company, our business lenders care about your financial needs. Our experienced professional lending staff is highly trained in the best practices of lending, credit, and banking. We will walk you through the application process with a level of respect, service, and attention you won't get at any other bank.

To begin the business loan application process, you may contact one of the lenders listed below, apply online, or visit a branch most convenient for you.